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RV & Camper Insurance 

Hit the open road and make memories, leaving your worries behind...


Rv insurance can protect your motorhome, travel trailer, camper and even your horse trailer.

Here are some things to consider when shopping for insurance:

  • Liability coverage:  Provides you with bodily injury and property damage coverage, medical payments, uninsured coverage and more.  Coverage varies by state

  • Settlement Options:  You may be able to choose how your Comprehensive and Collision coverage will be settled in the event of a covered total loss.  Options tailored to your needs can include:

    • Stated Value- market value/actual cash value of the RV

    • Agreed Value- the insured amount, regardless of the current market value

    • Replacement Cost-  will replace your insured RV with a new RV that is most like it

  • Vacation Liability:  Coverage for when you stop driving and start using your recreational vehicle as a temporary residence.  Some policies can include additional coverage for physical damage in Mexico.

  • Personal Effect Coverage:  Provides replacement cost for damage or loss to items normally used with your RV when physical damage coverage is selected.

  • Roadside Assistance:  Some policies include coverage in the event of a breakdown or accident.  Some polices will even allow you to upgrade the coverage to include lodging, transportation and meal coverage if needed.

  • Claims:  Having a specialized claims team to have the knowledge to handle your loss and get your RV repaired and back on the road as soon as possible.

  • Additional Coverage Options:  Some policies can include accident forgiveness, pet coverage, diminishing deductibles and more.

  • Usage Limits: Most policies limit the number of days per year the RV can be in use.

  • Discounts:  You may qualify for safe driver discounts, original owner discounts, package discounts and more.

Melissa Mitchell Insurance is an independent agency that is locally owned and operated.  I focus on affordable, reliable and quality insurance product choices all across Texas, Minnesota, Wisconsin and Nevada.

Check out some helpful resources to help ensure your RV and Camping Experiences are more enjoyable!

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